YourFi
Retirement planning
When can you stop working?
Savings, house, pension and tax in one plan, projected year by year to age 100.
Net worth · to age 100
€410k today
- To start
- Free, no card
- Pro
- €12 / month
- Languages
- EN · NL · DE · ES
- Sign-in
- Passwordless
What it does
Everything you own, one plan.
YourFi puts your bank accounts, brokers, pensions, property and debt into one net-worth figure and projects it to age 100. It shows the age you could stop working and whether your money lasts, and it writes a plain-language explanation under every chart.
One number for everything you own
Banks, brokers, pensions, property and debt add up to a single net worth that recalculates the moment you change anything.
Measured against your goal
Progress is shown against the goal you set, in euros and percentages, not against the market.
Mortgage and home, linked
Mortgages stay attached to their property, so the equity you build counts towards your net worth.
Pensions as lifelong income
State and employer pensions are added as income from the age they start, for as long as the plan runs.
Imports from your broker
Exports from DEGIRO, Saxo, Trade Republic and ING load straight in. No bank login, ever.
Explained in plain language
Under each projection, an AI-written note says what changed and whether it needs attention. It explains; it does not advise.
A weekly portfolio review
Once a week the planner looks at your holdings and flags up to six things worth knowing.
Ask Claude or ChatGPT
Connect your plan read-only and ask questions about it in the assistant you already use.
Free and Pro
Pro adds the heavy lifting
The free plan is complete: every account, the projection to 100, the explanations. Pro adds the computations that take real machine time.
€12 / monthor €9 per month billed yearly · cancel any time
- “What if” scenarios run across 1,000 random market paths
- Your returns compared with major indices
- Stress tests that replay 2008, 2020 and 2022 on today’s holdings
- A PDF wellness report you can keep or share
- Bank statements and tax returns read for you
How it works
Three steps to a real answer.
- 01
Add what you own
Import broker exports or enter accounts by hand. Add your home, mortgage and pension.
- 02
Set the goal
Pick the age you’d like to stop and the spending you have in mind.
- 03
Read the plan
See the year you could stop, how long the money lasts, and why.
Good to know
Questions we hear most.
Ready when you are
Open YourFi and see your own number.
Free to start, no card, no bank login. Your first plan takes about fifteen minutes.